DeepSummary
Jenna, a 21-year-old server from Oklahoma, shares her financial struggles and abusive relationship with her "baby daddy" who is 41 years old. She became pregnant at 18 and has two children with him. Despite his repeated abuse, including physical violence while she was pregnant, he refuses to let her see the children.
Jenna has accumulated credit card debt trying to provide for her children while her ex-partner provided no support. She works as a server at Buffalo Wild Wings but struggles to make ends meet on her low income. Caleb advises her on budgeting, seeking child support, getting therapy, and pursuing legal action against her abusive ex.
Caleb lays out a plan for Jenna to eliminate her debt within a year, build an emergency fund, and eventually save for retirement once she increases her income. He emphasizes the importance of her mental health, getting full custody of her children, and cutting off all contact with her abusive ex-partner.
Key Episodes Takeaways
- Jenna is in an extremely abusive relationship with her much older 'baby daddy' who has controlled her financially and kept her children from her.
- Jenna has accumulated credit card debt trying to provide for her children without any support from her ex-partner.
- Caleb advises Jenna to pursue legal action to gain full custody of her children and get child support payments.
- Caleb provides a plan for Jenna to eliminate her debt within a year, build an emergency fund, increase her income, and eventually save for retirement.
- Jenna needs to prioritize her mental health through therapy to cope with the trauma from her abusive relationship.
- Caleb emphasizes the importance of cutting off all contact with her abusive ex-partner for her own safety and well-being.
- Building an emergency fund and increasing her income are critical for Jenna to financially support herself and her children independently.
Top Episodes Quotes
- “I was 18 when we met, and he was 38. He already has three kids before me.“ by Jenna
- “You're a piece of [expletive]. And I really don't like you. I don't really hate people. That's not really an emotion I feel, but I really don't like this guy.“ by Caleb Hammer
- “Your future matters, your kids futures matter. We're not around right now.“ by Caleb Hammer
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Episode Information
Financial Audit with Caleb Hammer
868329
10/11/23
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Timestamps: 00:00 Job and income 04:12 Worst relationship in the world 09:25 This is more important than finances 11:42 SOFI 13:48 You don't have the income for this! 24:22 Holy checking account! 28:53 There's no excuse with this spending 34:18 AURA 38:14 You need a budget! 44:06 Please just do this 50:00 Hammer Financial Score
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