The podcast episodes provided focus on various aspects of 401(k) retirement plans, including their origins, impact on retirement savings, and best practices for maximizing their benefits.
The first episode, "Was the 401(k) a Mistake?", examines the growing reliance on 401(k) plans in the United States and explores whether this system has failed to provide adequate retirement savings for many Americans.
The second episode, "Average 401(k) Balance by Age (2024 Edition)", offers a comprehensive overview of 401(k) plans, including contribution limits, employer matches, vesting schedules, and guidance on appropriate balances and savings rates for different age groups.