The 'financial order of operations' is a central concept discussed throughout the podcast episodes, serving as a guiding framework for making sound financial decisions.

The hosts frequently reference this framework, which outlines a structured approach to prioritizing goals like building an emergency fund, paying off debt, saving for retirement, and investing for the long-term. By following this order of operations, listeners are advised to focus on factors within their control, rather than being overly influenced by external factors like presidential elections.

For example, in the episode 'How to Election-Proof your Finances', the hosts emphasize the importance of having a strong financial foundation, regardless of the political party in power. Similarly, in the episode 'Will I Ever Feel Ok Spending Money for Fun?', the hosts discuss how the financial order of operations can help individuals achieve financial independence and align their spending with their values and priorities.