The podcast episodes discuss Social Security benefits in the context of retirement planning, particularly how to optimize one's approach to claiming benefits and incorporating them into overall retirement income strategies.

In The Best Accounts for Kids, Social Security in Retirement, and How to Block Spam Texts - Money Q&A, the hosts directly address the question of whether and how to factor Social Security into retirement planning.

In Don't Be Middle Class Fancy (aka Broke), the hosts emphasize the importance of not relying solely on Social Security for retirement and instead taking personal responsibility through consistent investing.